Authored By: Peter Gorham & Nichola Peterson | Date: August 23, 2019
In our experience, most people who are given a choice of taking their pension or transferring the commuted value to personal locked-in RRSP will take the transfer. It’s a large amount of money ‒ maybe larger than anything else you have received before ‒ and it just seems that much money has to be better than a monthly pension income. But is it?Read More
Authored By: Heather Haslam | Date: August 14, 2019
It’s no secret that employee engagement is critical to an organization’s success. When employees are engaged, turnover is lower, productivity is higher, and, most importantly, people are happier.
ADP wanted to take a deeper dive into this issue to measure levels of engagement and identify what conditions attract and retain workers through a global study.
Authored By: Paula Glick | Date: July 18, 2019
Last month, on June 14th, the Canadian Expert Panel on Sustainable Finance released its final report, ‘Mobilizing Finance for Sustainable Growth.’ The panel was appointed by Canada’s minister of the environment and climate change, Catherine McKenna, and minister of finance, Bill Morneau. The report observes that the sobering reality of climate change is upon us and argues that the finance community must play a critical role in supporting the transition to a low carbon economy.Read More
Authored By: Christian Hanson | Date: June 3, 2019
As a former professional hockey player, I’ve had many conversations over the years with teammates about what the future may hold. The conversations always included some variation of the following bottom line: ‘What am I going to do when I am done playing? I’ll figure it out when the time comes.’Read More
Authored By: Peter Gorham and Nichola Peterson | Date: May 24, 2019
(An abridged version of this article appears in the May issue of Benefits and Pensions Monitor.)
You may start to receive your Canada Pension Plan1 (CPP) retirement benefits any time between ages 60 and 70. You may start to receive your Old Age Security (OAS) benefits any time between ages 65 and 70. But when is the optimal age to start?
Authored By: Kate Woolerton & Rob Schuwerk | Date: May 10, 2019
A recent report estimated potential climate-related financial losses to the energy sector alone of between $1 trillion to $4 trillion. Climate-related risks are clearly material to the upstream oil and gas sector, and warrant disclosure.Read More
Published By: Invesco | May 10, 2019
Aligning your investments with your organizational needs truly takes a holistic approach.
Authored By: Simon Laxon | Date: March 21, 2019
On March 19, 2019, Liberal Finance Minister Bill Morneau tabled the Liberal government’s fourth budget and the last one before the next federal election. Below are some of the items of interest to employers, sponsors and administrators of pension and benefit plans.Read More
Authored By: Sonia T. Mak | Date: March 11, 2019
CAPSA, the association of pension regulators across Canada, has issued a new guideline on searching for un-locatable members and updated its guideline on defined contribution pension plans in February. The guideline on un-locatable members is relevant to all types of pension plans while the guideline on DC pension plan is relevant only to a pension plan which has a DC component.Read More
Published By: Published by HSBC Global Asset Management | March 10, 2019
Scenario analysis is a powerful way to explore policy and technology uncertainties within the low-carbon transition, which can present key sources of risk for investors. The six scenarios explored in this paper translate emissions reduction requirements into economic signals that affect financial sectors and the wider economy.