Articles

Collective Ways To Help Employees In Retirement Planning

Authored By: Don Ezra | Publish Date: 01/03/2018

These days the retirement scene is changing, around the world. More and more, the onus is placed on individuals, rather than on pooled arrangements. But it’s possible for new forms of pooling to be made available by employers, associations and unions, and they would help employees enormously.

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Ontario Employers' Right To Request Independent Medical Examinations

Authored By: Laurie Jessome | Publish Date: 12/19/2017

Many employers have found themselves in a situation where their employee has provided a medical note or doctor’s recommendation that doesn’t seem quite right. But how do you investigate further without invading your employee’s privacy and without breaching your duty to accommodate under the Ontario Human Rights Code?

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Top 5 Practices for Group Retirement

Authored By: Advisors Forum-GRS Roundtable | Publish Date: 12/18/2017

1. Governance first, next, always 2. Do what you do best, facilitate the rest 3. Engage employees, win employers 4. Contributions are the thing 5. Ask the right (tough) questions

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Why Hedging Longevity Risk May Be Right For Your Plan

Authored By: Richard Brown | Publish Date: 12/13/2017

Whether it’s converting to defined contribution (DC) plans, evolving investment strategies, developing glide-paths or annuitizing inactive members, risk mitigation has become ingrained in the Canadian DB pension industry. But despite this evolution, there is one risk that hasn’t yet received its fair share of attention: longevity risk.

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The End Of Oil?

Authored By: Justin Anderson | Publish Date: 11/17/2017

In the spring of 2000, Sheikh Yamani gave an unprecedented interview with The Telegraph on the future of oil. As he was the former Saudi oil minister from 1962 to 1986, many paid close attention to his declaration that “[t]hirty years from now there will be a huge amount of oil ‒ and no buyers. Oil will be left in the ground. The Stone Age did not end for lack of stone and the Oil Age will end long before the world runs out of oil.”

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