Articles

Inclusion or exclusion? Exploring carbon as a ‘pure’ factor

Published By: HSBC Global Asset Management | September 18, 2018

Investors are seeking equity solutions that incorporate climate considerations. Reducing a portfolio’s carbon footprint by exclusion is a blunt approach. We prefer factor optimisation in multi-factor portfolios, which can generate higher risk-adjusted returns while keeping portfolios aligned with broader climate objectives.

Download


Pharmacogenomics- Not a Concept for the Future, it is a REALITY NOW!

Published By: Personalized Prescribing Inc. | September 17, 2018

Pharmacogenomics- Not a concept for the future, it is a REALITY Now! This changed the traditional “one size fits to all” method of prescribing to one that is personalized. Pharmacogenomics is an excellent tool for employers/ disability managers to address employee’s drug related disability or absenteeism.

Download


S&P 500 makes history, recording longest bull market run ever

Published By: | August 27, 2018

Author: Brent Joyce, chief investment strategist at GLC Asset Management.

It’s official. Born from the depths of the country’s worst financial crisis, and fueled by historically low interest rates, unprecedented government interventions, and blossoming global technology giants like Facebook and Amazon, comes the longest bull market the U.S. has ever seen (3,453 calendar days to be precise). The S&P 500 hit 2861.82 today, a 323% gain from its low in March 2009

Download


The Prescription Drug Trend Report

Published By: Express Scripts | August 3, 2018

The Prescription Drug Trend Report by Express Scripts Canada found that private plan spending on prescription drugs continues to climb, and that high-cost drugs and patients undermine the ability of employers to offer an affordable prescription drug benefit to employees. However, there are measures employers can take to control costs while improving health outcomes for their employees.

Download


WILL THE NEXT CRASH KILL DIVERSIFICATION?

Published By: HSBC Global Asset Management | August 2, 2018

So, with everything going up and up, what could happen to a multi-asset portfolio when financial markets experience a bit of a wobble? Will diversification still add value?

Download


Navigating The Path To Optimized Pension Risk Transfer

Authored By: Michael Carse | Publish Date: July 3, 2018

Many U.S. defined benefit pension plans would state their ‘end game’ as being either one of hibernation – creating and maintaining a low-risk portfolio – or of termination – with the aim being to remove risk from the table as early as possible. But is it truly as clear cut as ‘hibernation versus termination,’ and do plans really need to make a choice to commit to one or the other?

Read More

Pension Investing – A Brief History and Future Questions

Authored By: Jeremy Bell | Publish Date: June 26, 2018

In this article, I discuss the changes in pension investing, particularly related to the relationship between pension sponsors and pension investment consultants.

Read More

The Case for a Low-Volatility Global Equity Allocation in Retirement Plans

Authored By: Christine Girvan | Publish Date: June 21, 2018

Skilled active managers have historically been able to add value in volatile markets. This can be done through standalone investment options in defined contribution plans or as part of a de-risking framework with respect to broadening an opportunity set and reducing funded status volatility in a defined benefit plan.

Read More

Impact Of Ontario Election Examined

Authored By: Yafa Sakkejha | Publish Date: June 18, 2018

The last several months have been rocky for Ontario employers.

Bill 148 became effective on January 1, boosting wages, paid time off, and extending job-protected leaves of absence. The federal government floated the idea of taxing health and dental benefits, only to walk back the idea shortly afterwards. A national single-payer pharmacare system continues to have clout, but with a question mark. As we saw with OHIP+ in Ontario, parents and employers were gleeful on January 1, asking us, ‘So how much money are we going to save from our health premiums?

Read More

Portfolio Management – Why Correlation Matters

Authored By: Ranjan Bhaduri & Gunter Meissner | Publish Date: June 1, 2018

What is correlation?
While this question seems simple enough, it actually isn’t. In today’s financial environment, correlation is defined differently in different contexts

Read More